Our dedicated and personal approach to insurances is unique. Just like our team.

Originally from São Paulo, Brazil, she has been calling the Netherlands home for the past 14 years. Helping people has always been her passion, and since moving to the Netherlands, she has had the privilege of working with some of the country’s leading companies. In 2019, Amanda decided to align her career with her heart and ambitions, becoming a qualified financial advisor and starting her own business. She has since transformed the lives of hundreds of clients and students, helping them achieve their financial goals in the Netherlands.

When she is not working, Amanda loves dancing, going to church, spending time with friends, and enjoying life with her lovely husband. Now, she is thrilled to start a new chapter as a Mortgage Consultant at Expat Mortgages! Let’s achieve your financial dreams together.

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Belinda was born and raised in the capital of South Africa – Pretoria.

As a youngster, she almost never helped her parents in preparing food of any kind, but she mostly observed.

During her late teens, she started experimenting with cooking and baking giving her imagination free reigns, and to her own surprise it became second nature – she knows she can do it. No challenge is too big or too small.

She matriculated in 2011 and went straight into the catering industry. Managed the Holiday Inn in Cape Town for a year and then started her own business in the catering industry.

Together with her husband, she immigrated to the Netherlands in 2021. He is in the IT business and she decided to pursue a totally different direction. She is very glad to be employed by Expat Mortgages because “There is a new horizon for me”. She is happy and eager to learn and further her career in Mortgages.

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Brigitte was born and raised in a small fishing village in Zeeland. Here, she began her studies in liberal arts and sciences. Brigitte has always lived in student housing with international students and feels at home when surrounded by a mix of cultures. Currently, she is studying medicine in Amsterdam. Additionally, she is a member of the rowing association Skøll, sponsored by Expat Mortgages, and she also enjoys going to the gym. Did you know that she can deadlift 130kg?

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Britta was born in 1994 in the city of Breda in the south of the Netherlands, but has moved to Oudenbosch. From when she was small she was always busy drawing, making or creating things. Later on she decided to do her bachelor’s in graphic design at the art academy in Breda. Her creativity is well employed in the Expat Mortgages marketing team.

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Bryan was born and raised in Gouderak. Currently, he is studying ICT at The Hague University of Applied Sciences and searching for a part-time job. That’s when his sister came up with the idea of working at the same company as her. Besides work and his studies, Bryan enjoys spending his free time exercising and hanging out with friends.

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Cedrick was born and raised in Hoorn, an old trading village, together with his brother Fabrizio, who introduced him to Expat Mortgages as he also works for the company. Cedrick was amazed by the work environment and wanted to start as soon as possible. Besides his desire to keep learning, he enjoys playing video games almost as much as hanging out with his friends.

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Chloée is an enthusiastic mortgage consultant employed at Expat Mortgages, situated in the lively city of Amsterdam. Having been born in France but raised amidst the meadows of South-Holland since the age of four, she has cultivated a fondness for both countryside nature and the vibrant energy of cities.

Having lived abroad for a brief period, Chloée has acquired a talent for adaptability and a passion for discovering new destinations. Amidst the excitement of exploration, she also finds happiness in the simple comforts of her home while enjoying a warm cup of coffee.

Away from her role in guiding clients through the intricacies of mortgages, Chloée indulges in life’s simple joys. Whether it involves impromptu city excursions, losing herself in the pages of a captivating book at a cozy café, or swaying to the rhythm of salsa and bachata music, she believes in maintaining a balance between work and leisure.

For those seeking mortgage guidance or simply wishing to engage in conversation, Chloée extends an invitation to reach out. Together, let’s navigate your mortgage journey and perhaps create cherished memories along the way.

She looks forward to connecting soon!

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Daniëlle is born in Amstelveen but moved to Almere with her parents when she was 7 years old. Now Daniëlle lives there together with her boyfriend Roy and her lovely sons; Naud and Kyan.

Her curiosity about people and her interest in numbers were the ideal basis to start in the mortgage business! With our enthusiastic team of employees at the Backoffice, she tries to make taking out a mortgage as easy as possible, for both the customer and the advisor. We ensure that the mortgage advice given by the advisor will be arranged in time and we keep all parties informed about this at all times.

In her spare time, Daniëlle likes to try out new recipes and spend time with her friends and family.

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David has been raised by an Argentinian father and Dutch mother in the city center of Amsterdam and he knows all about the city and neighborhoods. So if you have any questions about the city don’t hesitate to ask them.

After studying marketing communications and many different jobs that had nothing to do with this he found his love for mortgages in 2015 when he got to work as an account manager for a mortgage bank. Working since 2017 with expat mortgages he became an experienced consultant with creative solutions to sometimes difficult cases.

Next to working with Expat Mortgages David is also an elected politician for the Amsterdam South area, representing an area of 140.000 citizens.

In his spare time he can often be found on his boat at the “Vinkeveense plassen”

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David was born in 1992 and raised by his Welsh mother and a Dutch father. He grew up in a small town called Soest, known for the beautiful ‘Soester Duinen’ and ‘Paleis Soestdijk’. From a young age David took an in interest in the mortgage business because his father ran an insurance and mortgage firm.

He kept his interest in the business and started working in the mortgage business at SNS bank in 2016. David loves helping clients and enjoys the feeling of turning someone’s frustration of complications into a sigh of relief.

David now lives in Amsterdam and enjoys taking city trips, going running – and mountain biking with his friends.

Debby was born and raised in Haarlem and has 3 children. Debby has been working in the financial services for over 25 years. Her career started at ING Bank. In 2021 she happily switched to Expat Mortgages.

Debby enjoys going on city trips and holidays, she likes to spend time with friends and family going out for food and drinks. She likes reading a book in the sun.

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Elitsa was born and raised in Bulgaria. After several years of working at a creative agency, she decided to do a Marketing Master’s program in Amsterdam. She liked the Dutch lifestyle so much that she decided to stay and live in the Netherlands.  After renting a place for a few years she understood that getting a mortgage in the Netherlands is actually quite easy and this is how she first encountered Expat Mortgages. In 2014 she and her husband successfully received a mortgage and bought a house in Haarlem.

In 2017 she joined the Expat Mortgages marketing team. Today she is Team Lead Marketing, where she inspires potential clients to buy a property in the Netherlands, while also inspiring her team to grow.

In her spare time, Elitsa likes to cook, dance and do a variety of sports (from yoga classes to triathlons). You can also see her on the football field or the F1 ring with her 2 sons.

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Fred van Maanen was born and raised in The Hague. At the age of 27 he moved to a little town known as Voorschoten, close to Leiden. When turning 35 he moved to Nootdorp, a town close to The Hague, where he resides to this day.

He has worked in the financial industry since he was 23, first as an insurance broker at Reaal Verzekeringen where he was the youngest advisor of the entire firm. He was asked to take place in a process innovation team lead by management consultants form AT Kearney to reorganize the company. In 1997 he made the switch to be an acknowledged mortgage advisor and has worked at several mortgage companies and real estate agencies.

In his spare time Fred likes to spend time with his family and his son and daughter. He is currently learning how to play badminton and if he has any remaining time, he likes to take walks at beaches and dunes.

At work he get lots of energy from solving complex cases as well as helping people in buying the house of their dreams. In most cases with a different approach, perseverance the dream can be realized.

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Friso Bothof was born and raised in Amsterdam and thinks he will spend his lifetime living in this beautiful city. He found out about Expat Mortgages through his friend Roy Jansen, who is his soccer teammate.

At the moment, Friso has a gap year in which he works at Expat Mortgages but he is ready to take on university next year! In his spare time Friso likes to go out and have a nice time with his friends, play football and listen to music.

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Gerard, originally from the north of the Netherlands, has extensive experience in financial advice and is driven by truly helping you out. Explaining complicated matters is one of his talents. He patiently ensures you fully understand your options and which steps to take to make your dream home come true.

Switching from the country lifestyle to a city apartment in the heart of Amsterdam, Gerard enjoys the vibrant options of city life, including theater, art, museums, restaurants, and bars.

As a Dutch native with an international background, Gerard understands the challenges of navigating the Dutch financial landscape. With many international friends, you can trust that he will always give his best, leaving you with no doubts that you are in good hands!

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Hamza Amer was born 1998 and raised in the beautiful city of Amsterdam. He studied Human Resource Management and did his thesis with us. He designed and implemented a development/performance cycle. After that he joined the People & Culture team. After working hours, he likes to spend time with family and friends as well as travel.

“Doing what you like is freedom. Liking what you do is happiness.”

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Iari Gonzales Perez was born in Managua, Nicaragua. A small, poor country in between North and South America. He moved to the Netherlands as a baby and has lived here ever since. He started studying Business Administration at the Erasmus Universiteit Rotterdam, but dropped out due to a lack of motivation and interest in the course. He is currently exploring his options and interests and recently started working at Expat Mortgages to learn more about working in the field of economics whilst simultaneously gaining more work experience.

Furthermore, Iari likes to play video games at a competitive level, play sports such as football, working out as well as learning about different cultures and languages. The latter of which was also one of the reasons why he decided to apply for a position at Expat Mortgages.

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Joey van den Nouweland, your Expat Mortgages Advisor for the Hague

Joey was born and raised in Leidschendam where he lived until the age of 26. After living together with his wife Gea for a short time in The Hague, they bought their own apartment in Voorburg. His wife works there at a primary school as a teacher and special needs supervisor. They are now waiting for their new-built house in Delft to be finished. A place where they hope to stay for a long time, together with their two beautiful red cats. Altogether, Joey has extensive local knowledge of the city and its surrounding areas. This is something that is very useful for expats looking to buy a home in the Hague.

Outside working hours, he plays in a soccer team with his friends, but also likes watching it. He also spends a lot of time on his road bike, likes to spend quality time with his friends and family and going out for dinner. When their house is finished they hope to plan some snowboard- and skitrips again as well as some other nice holidays somewhere around the world.

After his studies in Business Administration in Leiden, he worked at the Volksbank as a mortgage administrator. He found out he was more interested in having direct contact with customers, which is why he joined the team of Expat Mortgages. Now he has a lot of experience with arranging the mortgages for expats. He likes to take the time to tell you all about the mortgage possibilities in The Netherlands for you as an expat.

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Joost van den Elsakker was born and raised in Nieuwkoop, a town where he lived until he was twenty years old. During his Business Management studies, he moved to the beautiful Utrecht, where he still lives. After finishing his studies, Joost travelled through Asia for six months and upon his return to the Netherlands, he started working in the financial world.

Advising, helping and guiding clients through the process of financing a home is what Joost loves to do. In his work, as well as in personal life, quality and attention for detail is very important.

In his spare time, Joost can be spotted on the tennis court; in the football stadium; or on a plane, on his way to find new adventures and cultures.

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Joyce was born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband for a couple of years.

Joyce holds a bachelor’s degree in Business Administration and added an international flavor to her studies by adding two internships in both South Africa and Ethiopia.

After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventures made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.

In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.

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My name is Kenneth Leenders. Born on the 6th of August in 1989, on the Island of St. Martin and currently living in the wonderful city of Amsterdam.

Ever since I can remember I have been fascinated by people. Every single person is unique, and finding out what makes them unique is something that gives me energy and motivates me in everything that I do. Whether I am practicing different kinds of sports during my spare time, meeting new people in any kind of social environment, or trying to bring both our business and our people to the highest level.

Today, as the CEO of Expat Mortgages, I get to work with a group of amazing people that each have their unique set of skills (some skills even yet to be discovered!) and make our company what it is today.

By providing (tailor-made) mortgage advice to expats (internationals) looking to buy a property in the Netherlands, our team is constantly working towards the goal of making our customers “feel at home”.

The promise that I make towards our people is that they are our “#1”. This will lead to the highest level of service that we can provide, because happy people make happy customers!

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Kirsten was born in 1998 in the beautiful city of Haarlem. For her whole life she lived in a small town close to Haarlem called Velserbroek. She is now living here together with her partner in their first-bought house.

After finishing Tourism Management and having lived the experience of a lifetime of a year abroad in Australia, she was ready for a new adventure!

Kirsten started working at Expat Mortgages late 2020, which she enjoys very much. She started at First Meeting which is called the Engagement Team nowadays. Kirsten got the opportunity to become Team leader and is now learning everything about management.

Among her favourite leisure activities are, Taking part in dance courses, playing padel, going to festivals and spending time together with friends and family.

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Born in Haarlem but raised in Muiden, Lars has had several careers in hospitality and finance before he earned his bachelor degree in Economics in 2014. Shortly after that he joined Expat Mortgages in 2016.

With an additional passion for IT and engineering Lars likes to combine his skills to make sure we run a smooth operation.

In his spare time Lars likes to play sports, music, and enjoy the outdoors. He also has a huge passion for making authentic Italian pizza and inviting friends and family!

Fun fact: Lars build his own pizza-oven in his backyard!

Matthijs is from a very small village in the middle of The Netherlands. After completing middle school, he moved to Leiden for studies. Here, he did a Bachelor International Relations and Organisations and a minor in International and Intercultural Management at Leiden University, and after that a masters in Business Administration at the University of Amsterdam.

It was during the purchase of his first home in Leiden that he got in touch with mortgage mediation. He then realized what an involved mortgage consultant could mean for their clients. Following the attainment of his master’s degree, Matthijs delved into a finance career, spending three years in mortgage mediation before joining Expat Mortgages to merge financial expertise with an international orientation.

In his free time, Matthijs is an avid cooking enthusiast, likes to tend to his houseplants, and will try to discover new places on short or long city trips. Input on special places that he should visit in the future is therefore highly appreciated!

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Mira Makkinje was born and raised in Huizen, a town right between Amsterdam and Utrecht. The area Dutch locals refer to as “Het Gooi”. A beautiful place for running and cycling in the woods, which is what she likes to do when not working. But with 3 teenage kids, a dog and a cat there is not a lot of spare time.

She has worked in the financial sector for over 20 years and joined Expat Mortgages more than 4 years ago.

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Nadine was born in Haarlem and grew up in Heemstede. When she was 19, she saw different places to live before she finally settled in Hoofddorp. She has lived there for 17 years now, together with her husband Thomas and their two daughters Stefanie and Melissa.

When she wanted to buy a house, she found the mortgage world so interesting that she wanted to learn more about it. Ever since then, Nadine has enjoyed working in the mortgage industry for many years.

In her free time, she runs and likes to take part in kickboxing classes. She enjoys playing games and watching movies at home with the family. She also likes to spend time with friends, going out for food and drinks.

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Nebi was born and raised in Alanya, Türkiye. In 2022 he moved to the Netherlands with his family.

He holds a bachelor’s degree in Labor Economics and Industrial Relations.

Nebi spent nine years working in the telecommunications industry, gaining valuable experiences.

He enjoys helping others, which has shaped his career path. In his free time, Nebi likes spending time with his family and friends and likes watching sports.

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Pepijn has been part of Expat Mortgages since 2022. He is a second year bachelor student studying Economics and Business Economics at the University of Amsterdam. He is active in his student association, especially as part of various committees organising trips, corporate events and borrels! When he is not in Amsterdam, you can find him in the Austrian Alps. During the winter he is a ski instructor and in the summer he likes to climb to the highest peaks with his friends!

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Richardo was born (in the early eighties) and raised in Amsterdam. All though he has Cape Verdean roots (both parents) he feels himself to be a real “Amsterdammer”.

Besides that, Richardo is an AJAX supporter as well.

As a real “Amsterdammer” is acquired to do he added more culture in his life when he married his wife Nihal with Moroccan roots.

They have 4 children; two girls Zahara & Tamar, and two boys Zaki & Taha.

Richardo joined Expat Mortgages in 2010 as an Administrative Assistant and made career for himself within the company. Richardo is Team Lead of the area The Hague/Rotterdam, but also responsible for the Sales department and since recent date also Partner.

Richardo has a great drive to elevate the client journey and the services Expat Mortgages provides. Richardo welcomes you to watch/attend one of the monthly Webinars/Seminars so he can take you on the journey of buying a house in the Netherlands.

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Ronald Vlaar grew up in the beautiful city Enkhuizen and moved to Amsterdam to study Computer Science at the University of Amsterdam. He likes to work with people from various backgrounds. Outside of working hours Ronald enjoys spending time with friends, going to the movies, and practicing many kinds of sports like running, rowing, and sailing.

Good coffee is what makes Ronald feel at home.

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Roy Bijkerk was born in Almelo, in the eastern part of the Netherlands. Together with his sister, he grew up in a small village surrounded by rich nature, but later the whole family moved to Maastricht.

At the beginning of his career path, Roy moved to Utrecht region, living in a couple of places, until recently when he bought his own house in Austerlitz. In 1999 Roy started working at an accountancy office and later he switched to a mortgage company. There he learned all the secrets of the mortgage world. He was then working at an independent broker office and built an extensive record of handling a variety of mortgage cases. In 2017 he joined Expat Mortgages team and this is when he rediscovered his true passion. Roy shares a great empathy for his international clients and he believes they really appreciate his work. Helping them obtain a mortgage is his highest priority.

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If you’re an expat looking to arrange a mortgage to buy a home in Eindhoven, Breda, Den Bosch or Maastricht, then you need to get in touch with Roy Schreurs.

Roy Schreurs was born and raised in Roermond, a town of 60.000 habitants in the south of the Netherlands, exactly in between Eindhoven and Maastricht. Since 1998 he has been working in the mortgage business in two large banks and one independent label. On 1st November 2017 on he joined Expat Mortgages and he is responsible for the south of the Netherlands and will professionally guide you to the buying and mortgage process if you wish to buy a house in, for example, Breda, Den Bosch, Eindhoven or Maastricht!

Since joining Expat Mortgages in 2017, Roy has helped many expats based in the south of the Netherlands realise their dream of owning a home. He has in-depth knowledge about the housing market in the south of the Netherlands and an extensive network of contacts who he is able to call upon to help answer any questions raised by his expat clients when looking to arrange a mortgage. As an independent mortgage advisor, his focus is on finding the best deal to suit your circumstances and requirements.

Roy likes to spend his free time with friends, his son, and the two biggest hobbies in life are (offpiste) alpine skiing and music. If there is any time left, then he also likes to travel within Europe or go for hikes in the weekend in the Eifel or Ardennes, which are very nearby his hometown. Especially with some good food and drinks afterwards (the southern Burgundian lifestyle).

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Sebastiaan was born in Amsterdam but raised in Nieuw-Vennep.

After pursuing degrees in applied physics and aviation, he decided a change in direction was needed. After finding Expat Mortgages from friends who already worked there he started working as Mortgage Administrator.

In his free time he likes to sing, play games, hang out with friends, and recently picked up the hobby of baking.

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Simon Bosschieter has a track record of almost 30 years in financial service. He started as a pension consultant and after a few years found his real passion; being a mortgage consultant. Simon is part of the Expat Mortgages team since June 2014.

Simon is married to Marion and has 3 children, Dion, Lotte, and Myrthe. He lives in a small village nearby Amsterdam called Purmerland.

In his spare time, he likes football and does a lot of volunteering for the local football club. He also likes traveling and is fond of skiing.

His life motto is: “Respect and help other people as much as you can!”

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Sven, born in The Hague, still lives in his hometown with his two cats, Salt-N-Pepa. He studied commercial economics in Rotterdam, specializing in sports management. After graduating, Sven pursued several professions, working as a car mechanic, in sports fashion, and in mortgage administration. It was through these experiences that he realized his affinity lay within the financial sector, particularly in making meaningful contributions by helping clients purchase their dream homes.

Joining Expat Mortgages has provided him with the opportunity to further grow, using a top-sport mentality to get the most out of every case. Outside of work, Sven spends his free time working out in the gym, playing padel, and training in Krav Maga and MMA. He is an avid Formula 1 and football fan, always ready to share his passion.

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Wouter Hofstee Holtrop has worked in the finance industry for over 15 years, joining Expat Mortgages in 2016 as a Mortgage Advisor. Immediately drawn in by the company’s culture and reputation, he went to work on expanding its activities and networks. In 2020 Wouter became a partner at Expat Mortgages and is responsible for the Unique Solutions department. Within this department he and the team specialize in assisting (foreign) entrepreneurs, board members and clients with complex financial setups that need a specialized approach to achieve their mortgage needs.

Wouter enjoys the international spirit and the diversity of working with expats and foreigners. He excels at managing complicated cases requiring creativity and out-of-the-box thinking.

Wouter lives in Overveen, a gorgeous small beach city near Haarlem which is also an attractive place for many expats to reside. In his spare time, he enjoys kite surfing, cycling, and a game of chess with a glass of red wine with friends.

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